Richard Liu Qiangdong’s Successful Business Venture

Every successful entrepreneur can tell you that running a business does come with plenty of difficulties. For some, it would mean never giving up even when they close one business down because it fails. Well, when it comes to business success and failure no one is more familiar with these terms like Richard Liu.


Apart from having a successful e-commerce business known as, he surely understands what it takes to get to the level of success he has currently. He did not start as an entrepreneur; in fact, immediately after completing his degree in sociology he worked for a health product company. Find Additional Information Here.


While working for this company, he held numerous roles, and he even got to be the director for business and computers. These two positions awakened a passion for business and technology that led him to open his own business. In 1998, Richard Liu Qiangdong decided to leave formal employment and open a shop. His gamble eventually paid off since his magneto-optical product shop grew and this caused him to open 12 more shops. However, in 2003, SARS struck, and this threatened to close his business because customers would refuse to leave the house. This incidence made Richard Liu rethink the structure of his business and come up with a business model that can withstand such disasters.


It was in 2004 that was born and in 2005, Richard Liu Qiangdong decided to turn his stores into e-commerce stores. On, Richard Liu was able to sell customers quality goods and electronics, and this helped solidify the company’s position when it came to being a quality e-commerce store. In 2014, opened up its doors for other companies to invest and the first company to invest in was Wechat. Wechat acquired approximately 15% stake in the company, and the deal was that Wechat was to promote on its social platforms.


The promotion done by Wechat helped acquire more active users, and this saw the company grow to even more significant strides than before. It also helped go public in the United States further solidifying as a force in the e-commerce sector.


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Commitment to clients crucial in commercial, mortgage, and institutional banking

In cooperation with agent and advisory firm Sandler O’Neill & Partners, L.P, Nexbank was able to complete another private placement offering round for $54 million – bringing total capital raised since 2016 to $283 million. The fixed, five-year, non-callable notes are interest-bearing at 6.375%. After the five year period and up until stated maturity (September 2027), the interest will float on a spread above the LIBOR or the international, interbank benchmark rate for institutional lending.


According to, the investment grade, Tier 2 notes have been designated BBB by Kroll Bond Rating Agency, a research and analysis company nationally recognized by the U.S. Securities and Exchange Commission. The Dallas-based financial service provider plans to utilize the proceeds for a variety of general corporate purposes. As the exclusive placement fiduciary for the deal which closed on September 19, 2017, Sandler O’Neill & Partners facilitated completion of the sale through marketing the fixed-to-floating subordinated notes to high net worth individuals, and institutional investors.


Nexbank Capital specializes in delivering commercial, mortgage, and institutional banking capabilities for its unique set customers. With just over $8 billion in assets under management, Nexbank acts on behalf of large corporations, middle-market firms, and financial institutions.


The commercial and institutional servicer wishes to make an impact beyond business lines and earnings. Nexbank Capital’s executive management team believes that corporate involvement in helping build sustainable changes encourages stronger communities, and fosters young leadership. The company seeks to achieve its plan through strategic loan distribution programs, pledging resources for a range of community services, prioritizing financial education, and planting the seeds for progressive economic development.


Leadership at Nexbank exemplifies experience and expertise in wealth management, investor relations, commercial, and personal banking. The business was established in 1934, and is currently the 158th largest financial institution in the United States. It’s currently the 10th largest bank in Texas. For more on Nexbank visit



Chris Burch invests in hotels.


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Chris Burch is a big name both locally and internationally. Through his many business endeavors, he has invested in both local and foreign firms. He has many real estate investments where he has partnered with respected players in this lucrative sector. Some of his key allies include Phillip Stark and Alan Faena, see also The two energetic personalities have excellent skills in architecture and hotel business respectively. Through their partnership with Chris Burch, they identified a prime yet underutilized piece of land. With the help of the perfect architectural skills of Phillip Stark, the ambitious business people designed Faena Hotel. Faena is a renowned hotelier in Argentina, and this gives the much-required insights into the hotel business n the area. On the other has, Chris Burch, is an investment expert who understands the various dynamics of investments. He thus gives powerful insights into the viability of such projects based on This is an example a good partnership by visionary individuals which is of mutual benefit. Chris Burch entrepreneurial dreams did not end there. He has invested in other lucrative areas in the hospitality sector. Chris is one of the owners of Nihi Sumba Island. The iconic investment is jointly owned with James McBride. That is not all. The two partners still own the luxurious Nihi Hotels which are visited by many people due to the excellent services they offer to the clients. This is one of the best partnerships Chris Burch has cemented. Nihi Hotels are some of the world’s most famous and attractive hotels due to their iconic features and the care for the environment.

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OSI Group’s Long History With McDonald’s

Looking at OSI Group today, it’s hard to believe such an internationally renowned company began as a local butcher shop.

Today, OSI Group has over 20,000 employees working at over factories and offices in 17 countries. It’s not too far fetch to say OSI Group built the world’s current globalized-food-economy.

OSI’s story began in 20th century in Chicago, Illinois. At the time, Chicago experienced an influx of German immigrants, growing the German-influence throughout the city. In the early 1900s, more than one-fourth of Chicago’s residents were of German descent, many stopping there before heading west to settle on farmlands on the western plains. Otto Kolschowsky was one of those German immigrants.

Two years after arriving in Chicago, Kolschowsky opened a small butcher shop in Oak Park, Chicago. He dedicated his craft and his family trade to assist the community, cementing his place in booming Chicago.

By the end of the First World War, Kolschowsky expanded his shop into the more lucrative wholesale business. Soon, he had enough money to move to a more prominent Chicago suburb in Maywood, Chicago. In 1928, he rebranded the company as Otto & Sons and introduced his children to the business.

Throughout the Second World War, Otto & Sons remained a vital part of American life. The once little butcher shop became one of the largest meat providers in the region. After the war, the boom of the returning workforce made expanded Otto & Sons’ reach even further.

The end of the war also brought together two of the current world’s largest food companies. As suburbs popped up all across America, family restaurants covered the American landscape. In 1955, Ray opened the first McDonalds. At the time, he owned a franchise restaurant for Richard and Maurice McDonald. After convincing them to let him open a McDonald’s in Des Plaines, Illinois, he met the Kolschowsky sons.

As McDonald’s grew, Kroc needed more meat suppliers to grow with his brand. Otto & Sons attached themselves to McDonald’s in the 50s.

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Real Wealth Strategist Matt Badiali

With a strong educational background and tireless efforts, Matt Badiali managed to earn the title of the “Founder of Real Wealth Strategist”. Badiali is a man who had a flair for science always. He received a BS degree in sciences from Penn State University and further pursued his master’s from Florida Atlantic University in geology. Until Matt Badiali was introduced to finance world, he did not end of the educational journey & continued with Ph.D. from North Carolina University. One of his close fellows realized that Badiali had the potential with science and geology and introduced him to this field hopping him to giving investment-related advice to the regular investors.

This was the time when Matt Badiali gained popularity as his followers started generating profits with double and triple-digit gains. Later in 2017, he introduced the newsletter which was named “Real Wealth Strategist” with Banyan Hill Publishers. According to Matt Badiali, he believes that the energy consumption is going to have significant shifts soon. He stated that the world is going to have a substantial change from the fossil-fuel-centered industry to a purely electricity focused world. He highlighted that we are already trying to get rid and preserve our natural fuels, but the problem that is backing us is making a battery that has much-stored energy to provide power to the whole city. Once they resolve this issue, there will be a shift in no time. Making investments in the right resources makes it possible to gain considerable returns.

Once Matt Badiali was asked how does he bring such innovative ideas to his life? To which he replied that personal experiences play a vital role in bringing all these ideas to his mind. He claimed that he puts himself in the situation that people are facing and gives them the best advice by going through his memory when he went through such a case. He also claimed that he had traveled much which has given him exposure to other cultures thus he uses all those experiences when he is asked for advice or needs to write on a topic.

Dermatology Updates In 2018


Many exciting things happened in the field of dermatology in 2018. First of all, it was found that antibiotics, which were previously believed to be beneficial for acne, are actually advised against. Experts say that while antibiotics can help treat acne, strengthening antimicrobial resistance and death of new antibiotics support an argument for using less antibiotics in acne treatment. In another story related to antibiotics, it is emphasized to dermatologists to be sure about the diagnosis of acne. The similarities between acne and Pityrosporum folliculitis are large enough that antibiotics used to treat acne actually lead to a worsening condition if a patient has Pityrosporum folliculitis.

New treatments for melasma and hyperpigmentation were also discussed in 2018. A few of those discussed were, azelaic acid, tranexamic acid, glutathione, and B12. Experts say that the effectiveness of these new treatments are individually based. In other news, there are now updates in the guidelines of care and management of primary cutaneous melanoma by the American Academy of Dermatology. Overall, it was decided it’s best to consult physicians for guidance on treatment. This year there has also been a rise in frontal fibrosing alopecia, making the disorder go from rare to frequent. It is thought that the rise could be from facial moisturizers containing sunscreen.

The use of mobile apps for dermatology was called into question. It is estimated that only 20% of these apps are useful to patients. Experts are saying there is a need for a rating system to evaluate quality and utility of each app so consumers can be better informed. Treatment plans were discussed for those with acne scarring. There are new therapies now being used in addition to micro needling. A dermatologist discussed and advised on skin care, including diseased skin, eyelash extensions, and the use of cosmetic oils as cleansers. New treatments were also discussed for atopic dermatitis as well as hormonal acne.

One dermatologist that is well versed in these advances is Dr. Tim Ioannides. After graduating from the University of Miami School of Medicine, he founded Treasure Coast Dermatology, where he now practices dermatology. A member of the American Academy of Dermatology, Ioannides lends support to many local organizations and is a Voluntary Associate Professor at his alma mater.


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Dr. Jennifer Walden Can Empathize With Her Patients

About The Education And Work Of Dr. Jennifer Walden

Dr. Jennifer Walden is a plastic surgeon who grew up in Austin Texas. She was one of the top students in her class at the University of Texas in Galveston. She completed her fellowship in Manhattan’s eye, ear, and throat hospital. She stayed in New York City for a while and grew a successful practice. In 2011, she decided to return to her home location in Texas. She is the co-author of the book called Aesthetic Plastic Surgery. She has been a practicing plastic surgeon for several years. Her specialty is cosmetic surgery, which includes nose jobs, eyelid lifts, face-lifts, and breast augmentations. The surgeries are quite costly, starting at about $7,000 and range up to about $10,000. She also completes liposuction on areas such as the arms, abdomen and inner thighs. Clients can also visit her for a minimally invasive treatment like Botox as well as fillers for soft-tissue. To know more about her click here.

Why Dr. Jennifer Walden Is The Best Surgeon For You

Dr. Jennifer Walden is a really good doctor and she is very rare, considering most plastic surgeons are males. She is also a member of top organization for board-certified cosmetic surgeons called the American Society for Aesthetic Plastic Surgery. The area of surgery is still tough for women, but Dr. Jennifer Walden is okay with annually pushing herself to stand out in the crowd. Dr. Walden has the empathy that patients need to get their procedures completed. One of the perks of being a woman in this business is that the majority of patients are also women, and they prefer someone who can understand their concerns and not judge them.

Vinod Gupta’s Background And Path To Success


Entrepreneurial success stories of immigrants who came to the United States and prospered are a dime a dozen, though that isn’t to say that experiencing business success is easy. Vinod Gupta, also known by his friends as “Vin”, sure does make experiencing success look easy, however.

Who is Vinod Gupta?

Vinod Gupta is an Indian-born businessman who is best known for his creation and 2010 sale of InfoFree, a software service provider that helps businesses reach their full potential. InfoFree was sold in 2010 for a whopping $680 million. Today, Gupta is a proud billionaire who is even more proud of his philanthropic endeavors. Collectively, he’s given upwards of $50 million throughout his charitable conquests.

What does Vinod Gupta do today?

Mr. Gupta is the founder and Managing General Partner of Everest Group, a financial services firm based in Omaha, Nebraska. Everest Group is primarily involved in venture capital, which can be defined as purchasing fledgling businesses and growing them into fruition.

What does Mr. Gupta’s background look like?

Born in 1946, Vin Gupta entered the Indian Air Force at the age of 18. After serving the federally-mandated minimum tenure of three years, he moved to the United States with one suitcase full of clothes, less than $100 in cash, and a desire to succeed.

Vinod Gupta settled in Nebraska and enrolled in the University of Nebraska. He graduated with a bachelor’s degree in agricultural engineering in 1967. Two years after completing the four-year degree, Mr. Gupta netted an MBA from the same university. Go To This Page for more information.

His first business endeavor in the United States came while working for a mobile home manufacturer. Tasked with developing a list of all mobile home resellers in the United States, he made a deal with his employer to retain ownership of the list and sell it to other mobile home companies. The rest, as they say, is history.


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Sandy Chin Gives Ideas of What Might Have Led To the Decline of Stock Market Prices In 2018

During the early days of the last month of 2018, the American stock market dropped drastically because of reasons that many investors couldn’t understand. In fact, some investors, especially those who had invested heavily in the industry were filled with fear that left them panicking. After thorough research, market analysts realized that the recent global event would have caused this occurrence.


Most people feel that the political and trade changes in the United States and China might have led to the drop in the stock market. The occurrence actually makes the stock market not to appear good in the year 2018. These changes in prices have been happening since October when stock prices dropped to lower levels than what had been experienced in several months.


People who are not familiar with how the stock markets work need to know that the drastic drop was actually as a result of chain reactions on different levels of investments. Experienced investors realized that the occurrence was actually a sign of an economic slowdown that affected the manner in which the stocks and the investment group interact. The investments algorithms and apps noticed this decline and acted according to how they are programmed, resulting to further descent. Individual investors noticed their investments declining and reacted accordingly.


Having seen and experienced these drastic changes, most new investors cannot tell how the future of the stock market will look like. In fact, most of them are waiting for answers from stock market analysts as well as professional investors for answers. Although it is necessary to listen to guidance from seasoned voices, it is unwise to equate age and success in business.


When the stock market drops, small-time investors are actually some of the most affected people. The good thing is that these drops tend to be temporary and things can return to normalcy after a relatively short time. If such a thing happens and you are either a professional investor or an entrepreneur, there are a number of things you need to do to remain calm and also make the right decisions.


It has been noted with a lot of concern that Apple’s stock prices went to the lowest during the month of December 2018. Although stock prices of this company were some of the most trusted in the industry, the worst was experienced in the last month of 2018. If you want to invest in stock, it’s important to do comprehensive research to understand what is likely to happen in the industry.


Betsy DeVos Is A Real American Hero Who Is Fighting To Give Every American Student A Head Start In Life

American heroes come in many different forms and fight for many a varied cause. Some heroes are men and some of them are women, but all of them have one quality in common. That quality is dedication, and Betsy DeVos is a woman who has that quality in spades. While others wilt or bow down to special interest groups, she has continued to focus on one thing for most of her career. That one thing is to see legislation passed that will improve the plight of economically challenged families who just want the best for their children.


In the United States, the majority of children are placed in a specific public school based on the zip code of where their home is located. While many public schools offer a decent educational experience, others are drastically failing students who have no other viable options. The problem is that while there are other options, these options can be quite expensive and out of reach for poor American families. These options include private schools and charter schools, but a lot of the time, they are reserved for the elite. This has deeply troubled Betsy DeVos for many years, but she has never been the kind of woman to give up a fight; no matter how difficult it becomes.


One would think that educational choice would be supported by many Democrats, but it has traditionally been a Republican cause. The movement works to support the most economically challenged Americans so they can send their children to a school of their choosing. The movement, spearheaded by Betsy DeVos, has seen success in many different states and is continuing to make progress. DeVos has revealed that there are 250,000 students who are enjoying the benefits of educational choice programs. While Florida has been a leader in this regard, states like Arizona, Louisiana, Mississippi, Indiana, and Ohio have also stepped up to the plate by offering new educational choice programs.


Betsy DeVos has been able to cross over the political aisle many times to forge new partnerships with those who see the benefits of educational choice. She has also worked with individuals who she wouldn’t normally rub shoulders with in order to help young American students. One of these people was the rapper Pitbull, whose real name is Armando Christian Pérez. He built a charter school in Florida and DeVos appeared with him on-stage in the state to show her support. Heroes make difficult decisions to work for the cause they are passionate about, and Betsy DeVos has done this time and time again. She is a true American Hero.


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